Terms of Service
Effective Date: May 21, 2026
Welcome to Legacy Coverage Quotes. By accessing or using this website, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully before using our website or submitting your information.
1. Acceptance of Terms
By using this website, you confirm that you are at least 18 years old and agree to these Terms of Service and our Privacy Policy. If you do not agree, please do not use this website.
2. Services Provided
Legacy Coverage Quotes provides insurance-related marketing, quote comparison, and lead generation services for products including:
- Final Expense Insurance
- Life Insurance
- Mortgage Protection
- Medicare-related products
- Health Insurance options
- Auto Insurance
We are not an insurance carrier. Quotes and policies are provided through licensed insurance agents, agencies, or insurance carriers.
3. No Guarantee of Coverage
Submitting your information does not guarantee:
- Insurance approval
- Coverage eligibility
- Specific pricing
- Policy issuance
All coverage decisions are subject to underwriting guidelines and carrier approval.
4. Consent to Contact
By submitting your information through our forms, you expressly consent to receive communications from Legacy Coverage Quotes and its marketing partners, including:
- Phone calls
- SMS/text messages
- Emails
- Automated or prerecorded calls
These communications may be used for marketing, appointment scheduling, and insurance quote purposes.
Message and data rates may apply. Consent is not a condition of purchase.
You may opt out at any time by replying “STOP” to text messages or contacting us directly.
5. User Responsibilities
You agree that:
- All information you provide is accurate and truthful
- You will not use the website for unlawful purposes
- You will not attempt to disrupt or compromise website security
- You will not impersonate another person or entity
6. Intellectual Property
All website content, including:
- Logos
- Branding
- Text
- Graphics
- Images
- Design elements
are the property of Legacy Coverage Quotes unless otherwise stated and may not be copied or reproduced without written permission.
7. Third-Party Services
This website may contain links to third-party websites or services. We are not responsible for:
- Third-party content
- Privacy practices
- Accuracy of information
- External website policies
Users access third-party websites at their own risk.
8. Disclaimer
The information on this website is provided for informational and marketing purposes only and should not be considered financial, legal, or insurance advice.
Coverage availability, rates, and benefits vary by state, carrier, age, and health conditions.
9. Limitation of Liability
Legacy Coverage Quotes shall not be liable for any direct, indirect, incidental, or consequential damages resulting from:
- Website use
- Service interruptions
- Inaccurate information
- Delayed communications
- Third-party actions
Use of this website is at your own risk.
10. Privacy
Your use of this website is also governed by our Privacy Policy. By using this site, you consent to the collection and use of your information as described in the Privacy Policy.
11. TCPA Compliance
By providing your phone number, you agree to receive calls and text messages consistent with the Telephone Consumer Protection Act (TCPA), where applicable.
You certify that the phone number provided belongs to you and that you are authorized to receive communications at that number.
12. Changes to Terms
We reserve the right to update or modify these Terms of Service at any time without prior notice. Changes become effective immediately upon posting.
Continued use of the website after updates constitutes acceptance of the revised terms.
13. Contact Information
For questions regarding these Terms of Service, please contact us or email us at info@legacycoveragequotes.com.